LTC (LONG TERM CARE)

People are living longer. This means there are more years of risk from serious health problems, and these events could deplete your savings. Health Insurance and Medicare do not cover the needs of long term care.

Long Term Care Covers:
-Help in your home for daily activities like bathing, dressing, eating, and cleaning.
-Community programs like an adult day care.
-Nursing home care
-Visting Nurse
-Assisted living services that are provided in special residential settings other than your own home. These services may include meals, health monitoring, and help with daily activities.

LTC is no longer considered a Nursing Home or Home Care Insurance. Now LTC is considered similar to an Asset Protection Insurance removing the concern of out living your income. As more Baby Boomers come to age the cost of health care will continue to rise. So why not protect your self and transfer the risk from your pockets to the LTC plan and protect your nest egg and assets.
There are different ways to pay for LTC. For example, business owners have the option of paying through their company.
Would you rather pay $3,000 - $5,000 once a year or possibly wipe yourself out financially by having to pay this amount or more monthly for the rest of your life?
Statistics show that if you buy a policy and don't use it for 10 years, the first year that you would have used it would generate more than what you paid in those ten years.
So don't wait and give us a call to see if you can qualify for this protection today.

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